Don’t Get Fooled! 20 Scams That Trick Even the Smartest Folks—Have You Fallen Into Their Sneaky Traps?

Ephraim Obare
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In this wild digital frontier, even the sharpest of us can get hoodwinked by a sleek ruse or a cunning con.

But fear not, for this masterpiece will pull back the curtain on the 20 craftiest scams lurking in your inbox, social media feed, or even at your doorstep. So, sit tight, keep your wits about you, and prepare to navigate this labyrinth with us—because, as they say, knowing is half the battle!

The Fake IRS Call

The Fake IRS Call
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Imagine this: you’re enjoying your morning coffee when your phone rings. The caller ID says ‘IRS.’ The person on the other end claims you owe back taxes and threatens legal action. But hold up! The real IRS will first contact you by mail, not by phone.

The Lottery Scam

The Lottery Scam
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You get an exciting email claiming you’ve won a gazillion dollars! But wait, isn’t there a tiny problem? I don’t remember you entering a lottery. This scam usually involves paying a “small” fee to collect your “winnings.”

The Tech Support Scam

The Tech Support Scam
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You get a call or email from “tech support” claiming your computer has a virus. They ask for remote access to “fix” the problem. In reality, they’re just looking to swipe your personal information.

The Pay-In-Advance Credit Offer

The Pay-In-Advance Credit Offer
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Someone offers you a loan or credit card without a credit check. But first, you have to pay a fee. Sounds good? Nope, it’s a scam!

The Romance Scam

The Romance Scam
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Love makes us do silly things, like sending money to a lover we’ve only met online. Beware of online sweethearts who express their love too quickly and suddenly need a loan.

The Bank Email Scam

The Bank Email Scam
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You receive an email from your bank asking you to verify your account details. But the email looks off, and the bank URL is weird. That’s because it’s a scam to steal your account information.

The Fake Charity Scam

The Fake Charity Scam
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After a disaster, you get calls from charities asking for donations. But not all of them are real. Always verify before you donate!

The Puppy Scam

The Puppy Scam
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You see an adorable puppy for sale online. But additional costs keep popping up once you pay – shipping fees, vaccination costs, etc. And the puppy never arrives.

The Grandparent Scam

The Grandparent Scam
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Someone calls pretending to be your grandchild in desperate need of cash. Always verify before wiring money to “relatives.”

The Job Offer Scam

The Job Offer Scam
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You get a job offer but must pay for training or supplies upfront. But once you pay, the job disappears.

The Craigslist Rental Scam

The Craigslist Rental Scam
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You find the perfect rental at a bargain price. The landlord needs money upfront, but once you pay, they vanish.

The Overpayment Scam

The Overpayment Scam
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Someone buys something you’re selling online and “accidentally” sends you too much money. They’ll ask for the extra back before you realize the original payment was fake.

The Pyramid Scheme

The Pyramid Scheme
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You’re invited to join a group, club, or ‘business opportunity.’ The only way to make money is by recruiting new members. That’s a classic pyramid scheme.

According to Jonathan Perlman, an attorney with the Miami law firm Genovese Joblove & Battista, “At the top of the pyramid, the founder or founders are essentially receiving fees from every participant below them.”

The Free Vacation Scam

The Free Vacation Scam
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You’ve won a free vacation! All you have to do is pay a few fees. Sounds too good to be true? That’s because it’s a scam.

The Mystery Shopper Scam

The Mystery Shopper Scam
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You’re offered a job as a mystery shopper. You get a check to cover your purchase and are asked to wire back the rest. But the review is fake, and you’re left covering the loss.

The Ghost Tax Preparer Scam

The Ghost Tax Preparer Scam
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An unscrupulous tax preparer offers to get you a huge refund – for a sizeable fee. They submit a false tax return in your name, leaving you to deal with the IRS.

The Car Wrap Advertising Scam

The Car Wrap Advertising Scam
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You’re offered money to wrap your car in an ad. You get a check, are asked to wire a portion back, and then the check bounces.

The Check Overpayment Scam

The Check Overpayment Scam
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Someone wants to buy your item but sends a check for more than the asking price. They ask you to return the difference, only to find out their bill is fake.

The Money Mule Scam

The Money Mule Scam
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You’re offered a job depositing checks or shipping goods. The money or goods are stolen, and you’re left holding the bag.

The Social Security Number Phishing Scam

The Social Security Number Phishing Scam
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You get a call claiming your social security number has been suspended. They’ll ask you to confirm your SSN and pay a fee to reactivate it. But guess what? Social Security numbers don’t get suspended!

Stop Throwing Your Hard-Earned Cash Down the Drain on These 20 Pointless Money Pits!

Stop Throwing Your Hard-Earned Cash Down the Drain on These 20 Pointless Money Pits!
Photo: © Roman Didkivskyi via canva.com

Ever feel like your wallet has a hole that’s leaking dollars? Have you been searching your couch for lost change or eyeing your piggy bank with a hammer in hand? Well, get ready to put that hammer down. You might be throwing your hard-earned cash down the drain on these 20 pointless money pits. Curious? Welcome to our wake-up call!

Stop Throwing Your Hard-Earned Cash Down the Drain on These 20 Pointless Money Pits!

7 Best Pet Gates of 2024

7 Best Pet Gates of 2023
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Dogs and cats are part of the family. And like any other family member, we want to ensure they are safe and secure. That’s why a pet gate is such an essential addition to your home. It keeps your pets safe from getting into trouble and gives you peace of mind, knowing that they can’t escape when you’re not around. Choosing the right dog gate can be daunting for pet parents. With so many different styles and sizes, it can take time to narrow down your choices.

7 Best Pet Gates of 2024

20 Blunders That Keep Poor People Poor (And How To Escape the Cycle)

20 Blunders That Keep Poor People Poor (And How To Escape the Cycle)
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Poverty’s a stubborn old mule. And like an old mule, it can take some serious prodding to get it moving. But often, we unknowingly sabotage our efforts to kick poverty to the curb. Here are 20 blunders that keep poor people poor and how to escape the cycle.

20 Blunders That Keep Poor People Poor (And How To Escape the Cycle)

10 States Where Americans Struggle With the Most Tax Burden

10 States Where Americans Struggle With the Most Tax Burden
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In the land where opportunity meets aspiration, a different kind of struggle unfolds—one that transcends the realm of dreams and delves into the realm of dollars. The tax landscape in the United States is a complex terrain where the weight of financial responsibilities can sometimes cast a shadow over the pursuit of happiness. As the stars and stripes wave proudly, they also unfurl a mosaic of tax codes, regulations, and rates that vividly represent fiscal challenges across the nation.

10 States Where Americans Struggle With the Most Tax Burden

Are You Living the American Dream? Here are the Top 21 Signs You’ve Made It

Are You Living the American Dream? Here are the Top 21 Signs You’ve Made It
provided by Frenz

If there is one collective vision that unites all Americans, it is the concept of the American Dream. Deep within our hearts, we all long to carve out our distinctive portion of this cherished ideal—a home with a white picket fence, financial stability, and the freedom to pursue our passions.

Are You Living the American Dream? Here are the Top 21 Signs You’ve Made It

Author

  • Ephraim Obare

    Ephraim Obare is a versatile member of the Frenz Hub writing team, bringing a rich background in economics to his work. An avid swimmer, reader, and cyclist, Ephraim blends analytical insights with his diverse interests.

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