Best Investment Apps to Get Started With Any Budget

Best Investment Apps to Get Started With Any Budget

M1 Finance


M1 Finance is one of the most flexible investing apps out there. It’s like a blend of Betterment (Robo-advisor) and Robinhood (free stock trading apps), with its unique spin on asset allocation.



Alternative investments outside the stock market used to be reserved for the ultra-wealthy. But thanks to the JOBS Act, many new investment classes are now open to unaccredited investors – those with a net worth of less than $1 million.



Acorns was one of the original investing apps, but it’s still around and thriving for a reason. The Acorns app makes saving and investing easy and automatic, which is suitable for both beginner and advanced investors.

SoFi Invest


SoFi started in the student loan space and has branched out to offer many other financial planning products. Aimed at younger investors, SoFi Active Investing offers free trades of stocks and ETFs and the ability to buy and sell cryptocurrencies, all with a $0 account minimum.



Finny is an up-and-coming personal finance education web app. If you need to learn about or get a refresher on topics like budgeting, managing debt, investing, taxes, and more



Robinhood is a free app that lets you trade stocks, mutual funds, options, exchange-traded funds (ETFs), and even cryptocurrency. Their claim to fame is no commissions or fees and no account minimum.



Betterment was one of the first and most successful Robo-advisors, providing tools and questionnaires to help you find the right mix of investments for your age and risk tolerance.

Ally Invest


Ally Invest offers $0 commissions on eligible U.S. securities, a $0 minimum balance, a large selection of no-transaction-fee mutual funds, and very low fee options trading, making it one of the best investment apps.



Vanguard is the grandfather of modern investing apps. They introduced low-fee index fund investing way back before it was cool.

Personal Capital


While Personal Capital’s $100,000 minimum investment may be too high for some, everyone can use their free tools to track external investment accounts and net worth.